Insure It, Whether You Rent or Own

Many people overlook household contents insurance when renting, but it’s essential for both tenants and landlords. Replacing several valuable items after an unexpected event can be stressful, inconvenient, and costly.

Monarch’s Household Contents and Legal Expense Insurance offers vital financial protection for both parties in a rental agreement. Whether you're a tenant wanting peace of mind or a landlord protecting your assets, having the right cover makes all the difference.

Protect What Matters, Even When Renting

Accidents and incidents like fires, floods, plumbing or electrical faults can occur at any time, damaging personal belongings or landlord-supplied furnishings and appliances. Tenants benefit by protecting their possessions, while landlords can safeguard their investment, furnishings, and even offset potential loss of rent.

Liability And Legal Cover Matters

Legal expense insurance is just as important as home contents cover. It provides access to legal advice and representation for disputes, claims, and certain legal matters.. Whether you're a tenant or landlord, you may need to pay damages or cover legal fees. For example, a fall from a damaged staircase or a burst pipe damaging a tenant’s electronics could lead to legal claims.

Stay Legally Prepared

Disputes between tenants and landlords can be costly. Legal expense cover gives you access to the support you need to resolve issues over contracts, damages, or rent disputes, protecting your financial well-being.

Check, Comply, And Update Coverage

Tenants should ask landlords what their insurance covers. Unforeseen events can happen at any time. Monarch’s Household Contents and Legal Expense Insurance helps ensure you’re prepared—financially and legally, with peace of mind for every party involved.