SASRIA and Monarch Insurance

We're used to reading the disclaimer ‘Terms and Conditions apply’ when deciding on the right insurance cover for our homes and families. Living in South Africa gives you an insurance advantage not found in many countries - affordable cover for special risk events to protect your home and assets from loss or damage.

What is SASRIA?

The South African Special Risks Insurance Association (SASRIA) covers damage caused by events that other insurers wouldn't cover. SASRIA works with short-term insurance companies to provide coverage to individuals as part of their policies.

SASRIA is fully owned by the State of South Africa and reports directly to the National Treasury. Their cover is accessible anywhere in South Africa, including rural areas, townships, and metros.

What does SASRIA cover?

SASRIA provides special risk coverage for individuals and businesses in South Africa and can form part of your household contents insurance.

SASRIA cover applies to loss or damage due to:

• Malicious acts
• Riots
• Strikes
• Terrorism
• Public disorder

SASRIA does not cover loss or damage caused by theft.

SASRIA aims to provide special risk solutions for South Africa's stability, and thankfully, together with Monarch Insurance, you can be confident that your home contents are protected.