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Homeowners Insurance


Creating a home is one of life's greatest joys - eating meals, sharing traditions, and telling stories. Knowing you are financially covered when the unexpected happens can give you peace of mind.

affordable homeowners insuranace from Monarch Insurance

Imagine a fire breaking out at home, and you suddenly have to deal with the cost of calling the fire brigade and repairing the damage. Have you ever considered what it would cost to make your home liveable again?

How would sinking or shifting land affect your home? This can cause major damage to foundations, cracks in the walls and floor, and water damage. You might need to rent accommodation while your house is being repaired. These unexpected costs can add to a difficult and traumatic time for you and your family.


What does homeowners insurance cost?

Homeowners insurance offers financial protection for your home's physical structure. For a monthly premium between R110 and R145, you would receive a payout benefit between R100 000 and R300 000* for any loss or damage to your home. Additional benefits include repairing or replacing a burst geyser, the cost of replacing keys, locks, or remote controls, or damage to your sewerage, electricity, or telephone connections. Home should be a place of rest. Prepare for the unexpected so you can always say 'home sweet home'. *based on pricing in June 2024

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