Road Accidents Happen, Be Prepared

We often prioritise car insurance to protect our vehicles, but what about ourselves? As drivers and passengers, we’re just as vulnerable. Accidents are unpredictable, and when the unthinkable happens – whether it’s the loss of a loved one or a life-changing injury – the emotional, physical, and financial impact can be devastating. That’s why Personal Accident Insurance matters. Monarch’s personal accident cover is designed to ease the financial burden of many types of accidents, including those on the road.

Why Isn’t Car Insurance Enough?

There’s a common misconception that car insurance covers everything, but that’s not the case. While it may protect your vehicle and cover certain damages, it doesn’t provide for your personal injury insurance. In the event of serious injury or death, our Personal Accident insurance can step in where traditional car insurance falls short, offering protection for you and your loved ones.

What About the RAF?

The Road Accident Fund (RAF) does offer compensation for those injured or killed in road accidents, but its claims process can be long and complex. While Monarch’s Personal Accident insurance simplifies the process, delivering fast financial support when you need it most.

Who Needs It the Most?

It is not only drivers who need personal accident insurance to cover them in the case of an injury while driving; passengers and pedestrians also face risks on their daily commute.

The Real Costs of Recovery

The aftermath of a road accident includes medical bills, rehabilitation, and potential income loss, which can create significant financial strain. Our Personal Accident Insurance pays out a lump sum in the event of permanent disability as a result of an accident.

Peace of Mind for Loved Ones

In the tragic event of death as a result of an accident, Monarch’s Personal Accident insurance pays out up to R25,000 to your nominated beneficiary. Whilst nothing can ease the heartbreak of loss, this benefit can help your loved ones manage urgent costs during a challenging time, offering one less worry when it matters most.

Personal Accident Insurance